Good credit often makes it easier to qualify for loans, credit cards and more at affordable interest rates. Here’s a breakdown of how credit scores work along with some tips you can use to try. More tips on how to fix your FICO Score & maintain good credit: If you have been managing credit for a short time, don't open a lot of new accounts too rapidly: new accounts will lower your average account age, which will have a larger impact on your scores if you don't have a lot of other credit information.Also, rapid account buildup can look risky if you are a new credit user. 10 Incredibly Simple Strategies to Raise Credit Scores Fast. Credit scores can change every time a creditor reports new information – this is how you can raise credit scores fast! Sometimes you just don’t have a lot of time to raise credit scores. You may be in the market for a mortgage, personal or auto loan. 11 Ways To Raise Your Credit Score, Fast. Curtis Arnold Contributor. MoneyBuilder. Contributor Group. Opinions expressed by Forbes Contributors are their own. Personal Finance. There are certain times when it pays to have the highest credit score possible. Maybe you’re about to refinance your mortgage. Or, maybe you’re recovering from a bad credit history and you want to get approved for a credit card. If you've been making utility and cell phone payments on time, there is a way for you to improve your credit score by factoring in those payments through a new, free product called Experian Boost. Through this new opt-in product, consumers can allow Experian to connect to their bank accounts to identify utility and telecom payment history. Not sure how to raise your credit score or how to build credit? Today I wanted to share 9 easy tips to raise your FICO Score, explain how your credit score is determined by the credit bureaus and. If a low credit score is holding you back from getting approved for loans, credit cards or prime interest rates, you might wonder how to improve your credit score. While building or rebuilding your credit isn’t a quick process, it can be the difference between getting what you want and going without.