Sure, you know how to use Apple Pay. But here's a guide so you can explain every detail to somebody who's finding it challenging. Apple Pay is easy and works with the Apple devices you use every day. You can make secure purchases in stores, in apps, and on the web. And you can send and receive money from friends and family right in Messages. Apple Pay is even simpler than using your physical card, and safer too. Apple Pay, which lives inside the Wallet app, keeps all your credit cards, debit cards, store cards, and loyalty cards safe and secure on your iPhone or iPad. With Apple Pay you can use your Apple Card, Visa, Mastercard, American Express card, or Discover Card at any store that accepts tap-to-pay, or in any app that incorporates it. If you want to use Apple Pay with more than one device, you need to add your card to each device. To get started, choose your device below. After you set up Apple Pay on iPhone or Apple Watch, you can use your cards on the web in Safari 3 on some Mac models, while signed in to iCloud. What is Apple Pay? Apple Pay is a payments feature integrated into the Wallet ® app on your iOS device that lets you add your credit, debit and/or Chase Liquid ® cards to Apple Pay to make purchases at participating retailers in stores, using Near Field Communication (NFC) technology, or in app. How does Apple Pay work? How to use Apple Pay (Image credit: Future) Hold your iPhone near the contactless card reader and an image of your card will appear on the screen. Apple Pay is a mobile payment and digital wallet service by Apple Inc. that allows users to make payments in person, in iOS apps, and on the web. It is supported on the iPhone, Apple Watch, iPad, and Mac. It digitizes and can replace a credit or debit card chip and PIN transaction at a contactless-capable point-of-sale terminal. Learn how to use Apple Pay as a payment method for Apple ID. Pay on the web in Safari. With your iPhone, iPad, and Mac, you can use Apple Pay to pay on the web in Safari. 5,6. With your iPhone or iPad. Tap the Apple Pay button. Check your billing, shipping, and contact information to make sure that they're correct.